Please read these Terms of Use (the "Agreement") carefully and in it's entirety before using this site, or using any content and material from this site as well as any other product or service offered by MortgageInfoLink or the InfolinkNetwork either for use or sale (hereinafter collectively referred to as the "Materials"). If you do not agree with any provisions of this Agreement do not use this site. Your use of this site constitutes your full and complete acceptance of the terms and conditions of this Agreement.

Subsequent Revisions to Agreement
MortgageInfoLink and the InfoLinkNetwork reserve the right, in its sole discretion, to modify, alter or otherwise change this Agreement at any time and you agree to be bound by such modifications, alterations and/or additions. Accordingly, MortgageInfoLink and the InfoLinkNetwork recommends that you periodically visit this page to review the current Agreement.

Copyrights, Trademarks and Proprietary Information
All the Materials on this site, including, without limitation; images, illustrations, text, audio clips, video clips and software, are copyrighted materials, trademarks and/or other proprietary information, which are owned or controlled by MortgageInfoLink and the InfoLinkNetwork or by other parties that have licensed to MortgageInfoLink and the InfolinkNetwork the right to use the Materials or if MortgageInfoLink has hyperlinked such information as per internet law. Additionally, all the Materials of this site are copyrighted as a collective work under the United States copyright laws and/or similar laws of the other jurisdictions and therefore, MortgageInfoLink and the InfoLinkNetwork owns a copyright in the selection, coordination, arrangement and enhancement of such Materials. MortgageInfoLink and the InfoLinkNetwork is a trademark and service mark of MortgageInfoLink and the InfoLinkNetwork and all rights in such trademark/service marks are reserved. All other trademarks and service marks appearing on the site are the property of their respective owners and all rights in such trademarks/service marks are also reserved. You agree not to display, reproduce, distribute, modify, use, encumber, license, publish, sell, transfer or transmit, or in any way exploit, the copyrights and trademarks of this site without the express written permission of MortgageInfoLink or InfoLinkNetwork and any other respective copyright and/or trademark owner (from whom you are solely responsible for obtaining permission). Hyperlinking to informational internet content has been tested in the courts and is permissible. Any violation of law may result in severe civil penalties.

Restrictions on the Use of Materials
The Materials may not be copied, republished, reproduced, uploaded, posted, transmitted, or distributed in any way. Modification of the Materials or use of the Materials for any other purpose is a violation of MortgageInfoLink and InfoLinkNetwork and possible other third party's copyright and proprietary rights. You agree to use the Materials and this Site only for the purposes which are lawful in every nation and jurisdiction in the world and all subdivisions thereof.

Linked Sites
This Site may contain links to websites owned or controlled by third parties (the "Linked Sites"). MortgageInfoLink and InfoLinkNetwork are not necessarily affiliated with the Linked Sites and are not responsible for their content. The Linked Sites are for your convenience only and your access to them is at your own risk. MortgageInfoLink and the InfoLinkNetwork does not endorse any content or product of any other website which may be linked to this website; links are provided solely for public information and therefore should not be considered as our endorsement of another site, nor should it be construed that the linked site endorses our site, services or products.

Disclaimers and Limitations on Liability
MortgageInfoLink and the InfoLinkNetwork are not responsible or liable for any infections or contamination of your system or delays, inaccuracies, errors, or omissions arising out of your use of this Site or with respect to the Materials contained on this Site. You agree to be responsible for obtaining and maintaining all telephone, computer hardware and other equipment needed for access to and use of this Site and you shall be responsible for all charges related thereto. This Site and all Materials contained on it are distributed and transmitted "as is" and are at your own risk.

MortgageInfoLink AND THE INFOLINKNETWORK, ITS RESPECTIVE OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, ACCOUNTANTS, ATTORNEYS, AGENTS, AFFILIATES, SUBSIDIARIES, SUCCESSORS AND ASSIGNS (COLLECTIVELY "INFOLINK") SHALL NOT BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTAL, INDIRECT OR PUNITIVE DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THIS SITE OR INABILITY TO USE THIS SITE AND ANY OTHER SUBJECT MATTER OF THIS AGREEMENT. NOTWITHSTANDING THE FOREGOING, IN NO EVENT SHALL MortgageInfoLink OR THE INFOLINKNETWORK'S TOTAL LIABILITY TO YOU FOR ANY AND ALL CLAIMS, DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT OR TORT OR OTHERWISE) EXCEED THE AMOUNT PAID BY YOU IF ANY, FOR ACCESSING THIS SITE. MortgageInfoLink AND THE INFOLINKNETWORK MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OR MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THE ENTIRE RISK AS TO THE QUALITY, ACCURACY, ADEQUACY, COMPLETENESS, CORRECTNESS AND VALIDITY OF ANY MATERIALS RESTS WITH YOU.

Privacy Policy
MortgageInfoLink and the InfoLinkNetwork are aware and very respectful of the privacy concerns of visitors to this Site. As a general policy, no personal information is automatically collected from visitors to the Site. However, certain non-personal information is recorded by the standard operation of MortgageInfoLink and the InfoLinkNetwork Internet servers. Information collected includes the type of browser being used by the visitor, the type of operating system in use by the visitor and the domain name of the visitor's Internet service provider. This information is primarily used to provide an enhanced online experience for the visitor. By having this information, a web page optimized for a particular visitor's computer is automatically available to that visitor. Other uses of this information include internal review of the number of visitors to the Site but only in an aggregate and non-personable-identifiable form. E-mail addresses and other personally identifiable data about visitors to this site are known to MortgageInfoLink and the InfoLinkNetwork only when voluntarily submitted.

Personally identifiable information collected in connection with visitors voluntarily submitting such information is retained by MortgageInfoLink and the InfoLinkNetwork. This information is used to better understand the visitor's use of the Site and to support transactions made on the Site. We may use e-mail addresses and other personally identifiable information to contact visitors who communicate with use. This Site does not place a "cookie" in the browser files of a user's computer, but reserves the right to do so in the future. However, advertisers on our site may place a "cookie" when clicked through. Check each advertiser's policy.

Your privacy is as important to us as it is to you. It is not MortgageInfoLink or the InfoLinkNetwork's policy to sell or rent information about our customers. The information collected on our web site is neither resold nor shared with any third parties, however, you may receive email from MortgageInfoLink regarding "What's New", "Regulation Changes" and updates.

If you do not want to receive these email bulletins from us in the future, CLICK HERE to remove your name from our email list. Please be sure to write "Remove from Mailing List" on the subject line.

Family Filtering
MortgageInfoLink and the InfoLinkNetwork encourages you to use your discretion while browsing the Internet and to ensure that its use by minors is subject to responsible adult supervision. MortgageInfoLink and the InfoLinkNetwork makes a diligent effort to exclude objectionable and inappropriate material from their site.

Children under the age of 13 may not submit any personal information to MortgageInfoLink or the InfoLinkNetwork.

Miscellaneous
These Terms of Use constitute the entire Agreement of the parties and supersede any and all prior and contemporaneous agreements of the parties relating to the subject matter. If any provision of these Terms of Use is determined to be invalid or unenforceable, then such invalidity or unenforceability shall not have any effect on any other provision of these Terms of Use, all of which shall remain in full force and effect. These Terms of Use are governed by and shall be interpreted in accordance with the laws of the State of California, without regard to any choice of law provisions. You hereby consent to the exclusive jurisdiction and venue of courts in Orange County, California, U.S.A., regarding any and all disputes relating to these Terms of Use, use of this web Site or any MortgageInfoLink or the InfoLinkNetwork Site, or other InfoLink sites.

Use of Information
The term "Your Information" includes any information that you, as a User, provide to us or other Users during the registration, profile creation or proposal process, in any public message area, if any, or through any email feature (defined herein as "Your Information").

You are solely responsible for the accuracy and truthfulness of Your Information, and we act only as a passive conduit for the publication of Your Information.

Notwithstanding the foregoing, your Information and the offering or seeking of services on MortgageInfoLink and the InfoLinkNetwork or any third party's copyright, patent, trademark, trade secret or other proprietary rights or rights of publicity or privacy; shall not violate any law, statute, ordinance or regulation (including without limitation those governing export control, consumer protection, anti-discrimination or false advertising); shall not promote services that you do not have a lawful right to. Furthermore, you may not post on your site or offer through our site; any service or product that is not related to the services that you are permitted to perform under applicable laws or regulations, or any service that is not considered a legal or related service.